Senior Credit/Risk Analyst

Avanti Finance is a New Zealand specialist non-bank lender providing personal, vehicle, home, and business loans through broker and direct channels across New Zealand and Australia.In New Zealand, a Senior Credit/Risk Analyst typically works in banks, finance companies, insurance firms, and fintech organizations. The role combines financial analysis, credit assessment, portfolio monitoring, and risk management to help the organization make informed lending and investment decisions. Typical Job Description A Senior Credit/Risk Analyst is responsible for:

• Evaluating the creditworthiness of individuals, businesses, or corporate clients.
• Analyzing financial statements, cash flow, profitability, and debt servicing capacity.
• Assessing credit applications and recommending approval, decline, or revised lending terms.
• Monitoring existing loan portfolios and identifying emerging credit risks.
• Preparing credit risk reports and presenting findings to senior management or credit committees.
• Developing and maintaining credit risk models, dashboards, and performance metrics.
• Using tools such as SQL, Excel, Power BI, Tableau, or SAS to analyze data.
• Ensuring compliance with lending policies, regulatory requirements, and internal risk frameworks.
• Collaborating with relationship managers, finance teams, auditors, and compliance teams to improve risk management practices.

Pay: $7,900.00 – $10,000.00 per monthBenefits:

• Child care assistance
• Health insurance
• Life insurance
• Visa sponsorship
• Vision insurance

Work Location: In person